Buying a home is an exciting process. With all of our buyers, we take a patient and systematic approach to finding the home that compliments your needs, fits your budget, and provides long term security and value for your family. By developing and following a customized plan, you can anticipate the challenges and move more efficiently towards getting the keys to your new property. We broke the buying process down into 9 parts as explained below.
The process starts by identifying your purchasing needs and goals, as well as learning about you and how you spend your time. We discuss how you want your house to fit into your lifestyle, your immediate as well as long term needs, and your budget for your home.
Confidential Mortgage Planning
Instead of turning you over to a mortgage lender to fend for yourself, we will walk you through the necessary steps to get approved for a loan and what you need to be ready. When you sit down with your mortgage lender, you will be prepared to navigate the approval process without unexpected surprises. At the end of this process, you should have a solid understanding of your funding timeline and what expenses to expect while you are in escrow.
Once you have been approved for a loan we will deliver a real estate search action plan to find the property you desire. This plan will provide the backbone for the search process to keep you on target. Your plan will include details including a budget analysis, desired home details, targeted locations, drive-time analysis, neighborhood pricing profile, school profile, and price history.
Once you have determined your wish list, we’ll jump in the car and take a look at a wide variety of options. At the end of the tour, you should have a good idea of what to expect from different neighborhoods and homes that fit your budget. This is also a great time to get to know one another.
Your home search may evolve as the market changes or your desires are refined. With consistent communication and utilizing our market knowledge, your plan will be adapted to meet your goals.
Too many times buyers are swept up in the hustle of a bidding war and end up paying more than they planned or buying a house that doesn’t meet their needs. You will receive a detailed property profile and analysis for each property you are considering. By developing an offer strategy with your budget in mind, you will enter the negotiating process with the confidence that you are acting on plan and not reacting to emotional impulses.
The accepted offer is just the start of the escrow process. The stress of buying a home can be relieved by knowing that you are making the right decision as you perform your due diligence on the property. You will be guided through inspections and negotiations with sound advice from home experts from our pool of preferred service providers. We will bring in the necessary contractors to help eliminate the guesswork that comes with buying a property. Along each step of your investigations, we will give you a written analysis of the steps necessary to complete the purchase.
Once the contingencies have cleared and the property is recorded in your name, you will receive an organized file for your records. Hate paperwork? We will put this package together in a digital format for your safekeeping.
Making The Move
After making what is most likely the biggest purchase of your life, the hard work of packing and moving is the final step to enjoying your new purchase. We can help recommend a team to help you move as well as trusted contractors to help you make the house your home.