September 2025

Par For the Course – Summer Market Wrap Up

School is back, football and soccer games fill the schedules, and it still feels like summer out there.  When I was lifeguarding, I used to refer to September as "Resident's Month" - that rare time when you still have summer weather without the crowds.  So I hope you get a few moments to enjoy Resident's Month, wherever you call home.  Now on to the latest South Bay/PV Market Update.... Summer closed...

It’s All About the Spread – What a Rate Cut Means for Mortgage Rates

There’s been a lot of talk about the Fed lately, especially in the courts as battle lines are drawn between President Trump and Federal Reserve Governor Lisa Cook in the courts. While that is far over my ability to make any meaningful comments about, what I can tell is this, it’s all about the spread. I’m not talking shmears on your bagel, but rather the spread between the 10-year Treasury yield and...

Talking SALT and OBBBA

Real Estate Related News: The One Big Beautiful Bill Act, the comprehensive tax and spending bill passed on July 4th, includes an update on several real estate related provisions; here are two I want to focus on for now. SALT Deduction Cap Increase - State And Local Taxes were previously capped at $10,000 for qualified households. But with the OBBBA, the SALT cap jumps 400% to $40,000/year for households...

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