Mortgage Rates

Par For the Course – Summer Market Wrap Up

School is back, football and soccer games fill the schedules, and it still feels like summer out there.  When I was lifeguarding, I used to refer to September as "Resident's Month" - that rare time when you still have summer weather without the crowds.  So I hope you get a few moments to enjoy Resident's Month, wherever you call home.  Now on to the latest South Bay/PV Market Update.... Summer closed...

It’s All About the Spread – What a Rate Cut Means for Mortgage Rates

There’s been a lot of talk about the Fed lately, especially in the courts as battle lines are drawn between President Trump and Federal Reserve Governor Lisa Cook in the courts. While that is far over my ability to make any meaningful comments about, what I can tell is this, it’s all about the spread. I’m not talking shmears on your bagel, but rather the spread between the 10-year Treasury yield and...

What Can We Expect in 2023?

At the beginning of the year I like to share what may be in store for the year ahead in terms of the local real estate market. While I like to think I have a pretty good read on things, the past couple years have been proof that making bold predictions are more or less bold guesses and are worth little more than the paper they are written on. Since I am not a trained economist, I have instead synthesized...

Weekly Market Update: Strength Heading into the Holidays

As we get closer to the end of a rollercoaster of a year and one of the more unique holiday seasons we've experienced in our lifetime, home continues to be a central focus of our everyday lives.  Where maybe we have taken our homes for granted, I think it's safe to say we all have found more reasons to appreciate the walls that surround us, the yards our kids play in, and the rooms we share moments in. ...

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