Without fail, another year has whizzed by! As I close out this year’s files and plan for the year ahead, I find myself grateful for so many things, especially the support and trust so many have placed in me this year. Before I dive into the year end market report, I want to wish each of you a Merry Christmas, Happy Hanukkah, and Happy New Year! 2025 has been a bit of a rollercoaster, starting with...