low rates

It’s All About the Spread – What a Rate Cut Means for Mortgage Rates

There’s been a lot of talk about the Fed lately, especially in the courts as battle lines are drawn between President Trump and Federal Reserve Governor Lisa Cook in the courts. While that is far over my ability to make any meaningful comments about, what I can tell is this, it’s all about the spread. I’m not talking shmears on your bagel, but rather the spread between the 10-year Treasury yield and...

End of Summer Market Recap – Years of Declining Supply Vs. Rising Demand

Despite what you may hear on the news or read in the headlines, the real estate market has not really slowed down this summer, and I don’t expect it will anytime soon in the South Bay. How do I know? The numbers don’t lie.Let's take a look at 3 different markets in the South Bay, Manhattan Beach, Redondo Beach, and Palos Verdes Estates. All 3 markets have seen a significant drop in inventory since...

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